Other Resources

Long-term unemployment can have profound negative impacts on your economic as well as personal well-being, and many job seekers may need access to other supports before they can be successful reentering the workforce.

Needing a job is first and foremost, but many individuals may also need access to other resources that may help stabilize their situation, from financial education and credit counseling to reduced rate or free high-speed Internet access to mental health advising. We have provided information about a variety of services that may be helpful, including programs run by some of our NSCN Strategic Partners.
Managing finances while unemployed can be extremely difficult. We are providing a number of links that include information on debt management, the impact of borrowing from your 401(k), refinancing mortgages, and more.
  • AARP Money and Retirement Tools contain various finance calculators such as debt consolidation, home budgets, and more. The AARP Foundation also operates Finances 50+, which offers guides and worksheets on a range of money management topics.
  • The Financial Industry Regulatory Authority (FINRA) and National Association of State Workforce Agencies (NASWA) have partnered to develop a brochure—Job Dislocation: Making Smart Financial Choices after a Job Loss—that provides financial advice for dislocated workers. The brochure covers topics such as: protection from investment fraud, avoiding job scams, and keeping finances on track during a period of unemployment.
  • National Endowment for Financial Education Smart About Money (SAM) is a nonprofit that provides financial education and practical information to people at all financial levels and through every stage of life. 
  • National Foundation for Credit Counseling is a nonprofit credit counseling organization offering financial education and counseling services. Its Sharpen Your Financial Focus program, a collaborative effort with leading financial services companies and other national partners, assists consumers in stabilizing their personal financial situation.
  •  United Way of Northern New Jersey, which serves Morris, Somerset, suburban Essex, Sussex and Warren Counties, offers free tax preparation during tax season. 
  • The AARP Foundation offers free tax assistance and preparation service through their volunteer-run Tax-Aide Program.  Search by address, zip code or county to find a Tax-Aid location near you.
There are many Pantries and Soup Kitchens across the state. At this site you can search for a pantry or soup kitchen by address, city or zip code.
NSCN has partnered with JerseyOn, a nonprofit focused on closing the digital divide, which offers low-cost access to high-speed Internet at home and digital literacy training.  JerseyOn Fact Sheet >>
  • AARP, a strategic partner of NSCN, has a number of work initiatives and programs that support older workers seeking employment or transitioning to new endeavors. A few programs or sections of its site that you may find useful include:
    • Life Reimagined is designed to help people learn how to tackle a new life stage, define and achieve their goals, and to connect with a community of people pursuing similar interests. The site has articles on job searching, interviews, resumes, networking, Linkedin, and more.
    • AARP's Foundation’s Back to Work 50+ Program supports community colleges, workforce investment boards, and other organizations that are helping 50+ workers overcome barriers to finding better jobs. The site provides strategies for job seekers, including resume writing to marketing yourself.  Call 1-855-850-2525 for a free copy of 7 Smart Strategies for 50+ Jobseekers Guide and other support services.
    • AARP's work and jobs section has articles and tips for 50+ workers worth checking out.
  • Encore is a nonprofit that provides free information to help people transition to jobs in the nonprofit world and public sector. Encore jobs combine personal meaning, continued income, and social impact. Click here for Looking for an encore career? The guide to finding work that matters, which offers useful tips about job hunting, updating job skills, transition to a new career, turning a volunteer position into a job, and more. 
  • National Council on Aging—NJ , a strategic partner of NSCN, organizes community service employment programs for unemployed adults who are 55 or older and living at or below poverty level income as well as job fairs and other employment services.
  • New Jersey Foundation for Aging, a strategic partner of NSCN, promotes a wide range of services to help older adults live independently and raises awareness of issues facing older adults through blogs, conferences, magazines, and other media. 
  • Next Avenue – a public media site for America’s 50+ population, which includes news, information, and advice.
The Mental Health Association in New Jersey has a number of programs and services for those individuals who may need support. Its NJ Mental HealthCare’s helpline (1-866-202-4357) offers free, confidential mental health information and referrals. The site includes a searchable database of affiliated agencies, programs, and services in the state.

The Mental Health Association in Southwestern New Jersey has various programs and services as well and serves as an information and referral center to community resources (856) 522-0639.

Rutgers University also provides mental health services for those looking for help. The Graduate School of Applied and Professional Psychology (GSAPP) runs a clinic for those looking for mental health services. You can call them at (848) 445-6111. The Rutgers University Behavioral Health Care system (UBHC) is another group that offers similar services throughout New Jersey. You can call (800) 969-5300 to make an appointment.

Montclair State University's Community Counseling Clinic offers low-cost counseling to those needing assistance in the Montclair area. The Clinic provides individual and group counseling, couples and family counseling and career assessment and counseling.  For more information click here.

Additional Resources

For individuals:

24/7 National Suicide Hotline (800) 273-TALK (8255)
The 24/7 National Suicide Hotline is operated by the Substance Abuse and National Mental Health Services Administration and provides guidance from a trained counselor for those coping with thoughts of suicide.
24/7 NJ Hopeline (855) 654-6735
The 24/7 NJ Hopeline is a member of the National Suicide Prevention Lifeline and gives access to specialists who offer confidential telephone counseling and support for individuals in NJ coping with thoughts of suicide in NJ 24 hours a day, 7 days a week.
Vet2Vet   (866) 838-7654
Cop2Cop  (866) 267-2267
Mom2Mom (877) 914-6662
These programs are operated by Rutgers University and intended for mothers and care givers of children with special needs, the law enforcement community or veterans, members of the National Guard and family members.  They offer 24 hour, 7 days a week helpline services coordinated by Rutgers University Behavioral Health Care (UBHC). The helpline features peer support, telephone assessments, a network of referral services and support groups.
For families:

National Alliance on Mental Illness (NAMI) NJ
The National Alliance on Mental Illness is the nation’s largest grassroots mental health organization dedicated to building better lives for the millions of Americans affected by mental illness.  Local affiliates provide accessibility to those in need of high quality mental health services. 
Intensive Family Support Services
Intensive Family Support Services is operated by the Mental Health Association of NJ and is designed to assist families with adult children who have mental illness learn to cope with the situation. 
Family Support Organizations
The mission of the Family Support Organization, which are county-based, is to provide support to families of children with behavioral or emotional challenges. Their goal is to ensure that high quality, family friendly, child-centered services are created, delivered and maintained.
Peer support:

Collaborative Support Programs NJ (CSPNJ)
CSPNJ is a peer led not-for-profit organization. CSPNJ provides flexible community-based services that promote responsibility, recovery and wellness through the provision of community wellness centers, supportive and respite housing, human rights advocacy, and educational and innovative programs.
Depression and Bipolar Support Alliance (DBSA)
DBSA provides hope, help, support, and education to improve the lives of people who have mood disorders.
NJ Self Help Clearinghouse
The New Jersey Self-Help Clearinghouse has been helping people find and form support groups for over 31 years.  It lists over 6,750 support groups all over the state of New Jersey for just about any type of stressful situation that affects people’s well-being. 

The New Jersey Home Saver Program, of the NJ Housing and Morgage Finance Agency, offers eligible homeowners up to $50,000 in financial assistance to help bring their household monthly payments to an affordable level.

The NJ Department of Community Affairs'  Homelessness Prevention Program provides limited financial assistance to low- and moderate-income tenants and homeowners in immiment danger of eviction or foreclosure due to temporary financial problems. 

Foreclosure? The NJ Housing and Mortgage Finance Agency can provide assistance if you are facing foreclosure.  Call their Consumer Hotline at 1-800-NJHOUSE.

  • Goodwill of New York and Northern New Jersey is a nonprofit that offers community-based services for individuals that include the mature worker, unemployed, underemployed, as well as others. Services include:
    • Interpersonal and Professional Skills Training
    • Placement Assistance
    • Volunteer Work
    • ESL Classes
    • Literacy Skills Training
    • Job Training
    • Computer Skills Training
    • Services for Veterans
  • United Way of Northern New Jersey serves Morris, Somerset, suburban Essex, Sussex, and Warren Counties. It has a number of programs and services to assist individuals/families with financial stability during challenging times. They include:
    • Free tax preparation to low- and moderate-income families
    • Pairing community members with volunteer mentors to help develop a plan to financial self-sufficiency
    • Free educational workshops regarding budgeting, saving, building credit, and more
    • Access to community resources and referrals
    • Computer training, access to computer stations for online job searching, and workforce development workshops
    • Free career coaching -- their volunteer coaches meet with job seekers for one-on-one sessions that help with in-depth skill assessments, job interview and networking tips, updating resumes, alternative career options, and more.
The NJ Library Association and the NJ State Library are strategic partners to the New Start Career Network. Local libraries across the state provide a wide range of services in addition to access to books, videos, computers, and free internet. Libraries have many resources for job seekers. Many provide space for job clubs to meet. Many provide training and workshops on basic computer skills, social media for job seekers, and more. They also provide access to employer databases and other tools. You can find your local library here

JerseyClicks.org, offered through the NJ State Library and Library Network, is a statewide portal for searching databases and covers subjects such as business, education, current events, health.  You also have access to magazines and newspapers, all of which are free, if you have a NJ public library card. 
  • Supplemental Nutritional Assistance Program (SNAP) is a program for low-income families.  Eligibility depends on several factors like income, household size, resources, etc.
  • WorkFirstNJ provides temporary cash assistance and many other support services to families through the Temporary Assistance for Needy Families (TANF)program. A detailed description of the TANF Program is available here New Jersey State Plan for Temporary Assistance for Needy Families (TANF) FFY 2012-14  (pdf)
  • NJ 2-1-1 is a free and confidential service that connects people with state and local resources. Trained specialists answer calls from individuals looking for assistance on financial problems, housing issues, utility assistance, health care, child service, and more. Its website also has a searchable resource database to find the services you may need.
  • NJ Helps provides information about a range of programs provided by the NJ Department of Human Services and its partners and has tools to help you determine if you qualify for more than 28 state and federal programs that help with housing, child care, health insurance, prescriptions, food, and more.
SCORE, supported by the US Small Business Administration, provides access to education and mentors for small businesses that are starting up or working to expand. New Jersey has a number of SCORE chapters around the state: The State of New Jersey also has a Business Portal with resources for entrepreneurs. 
  • Career News is a free weekly newsletter that provides news, tips, and tools for your job search. You can access past issues easily by topic.
  • Careerealism will send you free daily career advice from “trusted career experts” on topics such as Cover Letter Blunders to Avoid, Translating Skills for a Career Transition, and Overqualified? So What?
  • Job-hunt provides free advice for the job seeker. While there are links to fee-based service providers, there is a lot of useful information that you can access at no cost.
  • The Muse is a career resource site.  You can sign up for their free newsletter for tips and advice.
  • Quintessential careers is a career development site offering free career and job hunting advice whether searching for a job or transitioning to a new career. It includes articles, tools, tips, sample, and tutorials.
  • Deloitte and The Rockefeller Foundation have collaborated on this handbook—New Guide, New Destinations: A Handbook for Job Seekers to Navigate Out of Long-Term Unemployment  —to help job seekers re-tool their job search.
  • 7 apps to support your career and job-search – If you are tech savvy and need some help organizing your job search, some of these apps may be useful, such as Dropbox (upload your documents and videos from any device), Evernote (captures all of your notes in one place), or Namerick (keeps track of people you are meeting).